Platform Products

Our ethical model portfolios were launched in February 2010 following demand from our IFA clients for a discretionary ethical product that could be accessed through wraps and platforms.

Many IFAs have either moved or are moving towards running all their investment business through an individual platform which provides them with efficiencies, expertise, and processes that are difficult or expensive to design and operate themselves, and the ability to manage their clients.

Many IFAs have chosen to play to their strengths of advising customers on the financial needs and providing solutions to these needs, leaving the management of the underlying investments to discretionary fund managers with the capacity and experience to do so.

Established Platforms

Our ethical model portfolios are designed to be available on any full-service fund platform. The platforms listed below are those where our portfolios are already established. If you use an alternative platform and would like to access our portfolios, then please contact Craig Hart on 020 7426 5979 and we will endeavour to work with you to add the portfolios to your preferred platform.

  • Ascentric
  • Aviva
  • Novia
  • Nucleus
  • Aviva
  • Platform One
  • Standard Life
  • Transact

Models Available

At King & Shaxson we have designed five fund of fund ethical model portfolios to cater for a range of risk and income requirements. The underlying investments within each model depend on the abilities of the platform on which we manage them. These are:

Model Profile Factsheet
Cautious This portfolio seeks to provide a high level of capital protection whilst still allowing investors the ability to achieve long-term growth (10 years). The portfolio is suitable for risk-averse investors whose financial temperament cannot tolerate much variation in performance.
Balanced This portfolio seeks to provide a balance between capital appreciation and income enhancement by investing in a diversified portfolio of asset classes over the long-term (10 years). The portfolio is suitable for those whose financial situation can tolerate a moderate level of volatility in performance.
Growth This portfolio seeks to have a higher bias towards capital appreciation and income enhancement and will adopt a higher risk profile than a balanced risk portfolio. The portfolio is suitable for those whose financial situation can tolerate a moderate to high level of volatility in performance.
Income This portfolio seeks to provide both capital appreciation and enhanced income by investing in a diversified portfolio of assets that have a bias towards income generation. The portfolio is suitable for those whose financial situation can tolerate a moderate level of volatility in performance.
Adventurous This portfolio seeks to achieve high returns. Investors must be prepared to accept a higher level of risk and volatility in the expectations of higher than average returns over the longer term (10 years). The portfolio is suitable for those whose financial situation can tolerate a higher level of volatility in performance.

We also offer four ‘Direct Equity’ models which combine bond funds and direct equity holdings. This offering may suit the more ethically minded client as we have full control over the individual equity holdings. Platform availability for these models differs. These are:

Model Profile Factsheet
Cautious Green The portfolio is suitable for risk-averse investors whose financial temperament cannot tolerate much variation in performance.
Light Green Suitable for investors who wish to invest in a low to moderate risk portfolio of investments from a range of asset classes.
Mid Green Suitable for investors who wish to invest in a moderate risk portfolio of investments from a range of asset classes.
Dark Green Suitable for investors who wish to invest in a moderate to high risk portfolio of investments from a range of asset classes.

In depth product analysis can be found by clicking the link at the top of the page.

Ethical Approach

The portfolios are designed to meet the majority of ethical investor’s concerns, but as the portfolios include a number of collective funds and also aim to spread the risk of investing in a tightly defined area, there may be some ethical compromises. Having said that we aim to make portfolios as ‘ethical’ as possible within the investment constraints of each portfolio and platform. We conduct thorough research on all collectives in what we call an ‘under the bonnet’ review.

Avoidance

The portfolios avoid significant involvement in:

  • Armaments
  • Tobacco
  • Human rights abuses
  • Poor environmental management

Social & Environmental Solutions

The portfolios also seek to invest in thematic investments that finance solutions to social and environmental challenges such as:

  • Renewable energy
  • Social property
  • Environmental efficiency
  • Resource management
  • Public transport
  • Sustainable forestry
  • Healthcare
  • Water

Some of these thematic investments do not have specific ethical avoidance criteria, but by their very nature, are largely engaged in socially or environmentally positive activities. We have highlighted any potential ethical issues where they exist.

Social & Environmental Leadership

Non-thematic investments have a bias towards companies that exhibit best social and environmental practice in their industry. General ethical funds are preferred if they demonstrate a rigorous ethical screening and research policy, and employ comprehensive and rigorously applied exclusion criteria.